What Drives Us

OUR VISION

To be India’s most trusted platform for corporate financial wellbeing and individual financial literacy, making financial education accessible and actionable for all.

We aim to simplify complex financial concepts, empowering individuals and organizations to make informed decisions that alleviate financial stress, enhance resilience, and unlock opportunities for long-term growth. By fostering financial inclusion and delivering impactful education, we strive to prevent costly financial mistakes and enable transformative outcomes for a more prosperous future.

OUR MISSION

Our mission is to empower individuals by publishing 7500+ content pieces and reach out to alteast 12500+ organizations/institutions by 2030 with personalized financial education solutions tailored to their unique challenges.

For corporates, we aim to deliver financial wellbeing programs that:
– Achieve an 85% satisfaction score from HR leaders and employees post-program rollout.
– Increase financial literacy levels among employees by 30%, measured via pre- and post-program assessments.
– Reduce employee turnover due to financial stress by 15% within participating companies.

For individuals, we focus on providing actionable guidance through workshops, tools, and content to:
– Improve financial literacy and decision-making.
– Save participants from buying unsuitable or poor financial products.

By prioritizing clarity, trust, and practicality, we strive to create financially resilient workforces and communities, fostering a culture of informed financial decision-making and reducing stress caused by financial missteps.

OUR VALUES

Accessibility :

Ensuring everyone has access to financial education, regardless of their background.

Empathy :

Understanding the unique challenges faced by individuals with their limited earnings and addressing their needs.

Clarity :

Striving to simplify complex financial concepts, making them easy to understand and actionable for everyone.

Transparency :

Providing honest and open financial advise, with the full disclosure of our methods and practices, fostering trust with all clients.

Integrity and Ethics :

Committing to honest and ethical practices in all interactions, ensuring that every client, regardless of their wealth, receives out utmost dedication and genuine support in achieving their financial goals.

Meet the Team

Akshat Malhotra
Co-founder & Chief Education Officer

He is here to help you save & invest smarter. In 8+ years of MNC experience, Akshat realized that many struggle with financial literacy, so he quit his job, immersed himself in personal finance, created Pennywise, and has Financially empowered

+ people in just 3 years.

Gautam Kumar
Co-founder & Chief Research Officer

The guy who says, “Don’t just save your penny; invest and watch it grow!” With an MBA in finance and over six years in financial services, Gautam is all about bridging the gap between wanting to invest and knowing how. He’s your go-to for uncovering the best investment opportunities.

Srinath Kamath
Advisor & Chief Business Officer

A Chartered Accountant with two decades of experience as a CFO/controller at top companies like IBM and TVS Motors. Srinath joined Pennywise in 2022, driven by his passion for financial literacy. He’s ready to share expert tips on financial planning and management.

Aastha Jain
Tax Expert and Senior Facilitator

A triple threat as a Chartered Accountant, Company Secretary, and Master in Business Finance. Aastha founded “The Tax Code” and has been a Tax Mentor with Pennywise since 2021, helping over 1000 people decode taxes. She’s here to make taxes less taxing for you.

Rishabh Thareja
Master of Credit Cards and Senior Facilitator

A marketing professional turned credit card expert, Rishabh knows how to make every spend count. With a BCom (Hons) and seven years in marketing, he helps people maximize rewards and optimize their credit card benefits. Your go to guy for making the most of your Credit Cards

Viplav H
Operations Associate

The go-to person for all things operations at Pennywise, Viplav ensures the team functions seamlessly. From handling administrative tasks, managing Pennywise community to optimizing internal processes, he keeps everything on track. Whether it’s coordinating logistics, streamlining workflows, or ensuring the team has what they need, Viplav is the one making it all happen.